McCordsville's permit guide names patios directly. Here's how the Town's accessory structure permit works, why size and foundations matter, and what to expect from Hancock County soil.
McCordsville's accessory structure permit covers patios
The Town of McCordsville's Planning & Building permit guide says an Accessory Structure Permit is required for projects including a deck, gazebo, patio, pergola, pavilion or porch2.
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The guide also gives an exemption: structures under 200 sq ft don't need the permit unless they have a permanent foundation.
Most backyard patios are bigger than 200 sq ft (a 14' × 16' patio is already 224 sq ft), so plan on applying. The guide describes the process:
- Apply online through iWorQ and upload a plot plan showing the structure and its distance to property lines.
- Review typically takes 3–5 business days.
- Once issued, the permit placard must be posted on site.
Two related rules: work in the Town right-of-way, such as widening a driveway apron, needs a separate right-of-way permit, and fences can't encroach into an easement without Town approval2.
Soil and drainage in McCordsville
McCordsville is in Hancock County, where the Crosby–Brookston soil association covers about 72% of the county3.
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Purdue Extension describes Crosby as somewhat poorly drained and Brookston as poorly drained, sitting in depressions4. In practice that means wet, slow-draining clay under many new subdivisions. A deep, compacted gravel base and a clear drainage path off the patio are what keep pavers flat through the winter. Indiana's frost depth for Hancock County is 30 inches for footings5.
What patios cost in McCordsville
Angi reports a metro-Indianapolis average of $3,637 for a paver patio, with most homeowners paying $2,297–$6,6991.
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If you're in an HOA neighborhood, budget time for HOA approval as well as the Town permit. See our cost guide for details.
Permits
Permit rules in McCordsville are set by the Town of McCordsville, not by Indianapolis, and they can change. The contractor you hire should confirm whether your specific project needs a permit and pull it if so. If you want to double-check, call the Town of McCordsville building or planning department before work starts.
Questions to ask McCordsville contractors before you sign
A short checklist for comparing contractors before you sign.
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- Will you prepare the plot plan and apply for the Accessory Structure Permit through iWorQ?
- Does any part of the work touch the right-of-way or an easement?
- How will you handle drainage on this clay soil?
- Who applies for any permit or zoning approval, and is that time in the schedule?
- Is the workmanship warranty in writing, and can you show proof of insurance?
Indiana requires a written contract for home improvement work over $1506. Make sure yours lists scope, materials, price and timeline.
